Scientific journal
European Student Scientific Journal
ISSN 2310-3094
ISSN 2310-3094
IMPROVEMENT OF A TECHNIQUE OF AN ASSESSMENT OF BORROWERS OF MORTGAGE LOANS.
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In this article are considered a problem and ways of improvement of bank techniques of an assessment of solvency of borrowers, in particular borrowers of mortgage loans. First of all, because mortgage loans it is characterized by long terms of placement of means, the competent assessment of solvency of borrowers on these types of loan, will help banks not only to reduce the risks, but also to prevent a rise in price of credit products as a whole. Feature of the problem considered in article, is, that formation of an optimum technique of an assessment is difficult as the assessment of solvency assumes the extensive analysis of quantitative and quality indicators. In this article actions for improvement of techniques of an assessment of the solvency, helping are offered not only to estimate, but also to predict solvency of the mortgage borrower.
banks
technique
assessment of borrowers
mortgage